• Home
  • Application
  • Buying a Home
    • No Money Down Loans
    • USDA Loans
    • VA Loans
    • FHA Loans
    • Pima County Bond Money Loans
    • HUD $100 down payment loan
    • HomePath by Fannie Mae
    • Low Money Down Loans
    • MCC Mortgage Credit Certificate
  • Refinancing a Home
    • FHA Refinance
    • VA Refinance
    • Fannie Mae and Freddie Mac Refianance Programs
  • Green Loans for Homes
  • Credit and Credit Scores
  • Contact Me

Quick Tips, Tips for Reducing Junk Mail

Filed under: Mortgage Blog by Ericp

Stop Snail Mail in Its Tracks
Tips for Reducing Junk Mail

Junk mail is not only annoying, it’s expensive, too! Did you know that over the course of your lifetime you will spend up to 8 full months perusing junk mail, half of which you’ll throw away without ever even opening? It’s true. Americans reportedly pay $370 million to haul 5.6 million tons of unrecycled junk mail to US landfills each year – that’s 1.5 trees for each American household, according to the Center for a New American Dream!

With this in mind, there are a few simple things you can do to significantly reduce the sheer volume of junk mail you receive each year. While experts suggest that it’s impossible to stop all commercial mail, you may be able to slow it down by up to 90% by following the tips below.

Opt-out of Pre-approved/Pre-screened Credit Offers
Visit www.optoutprescreen.com (or call 1-888-567-8688) and follow the instructions for opting out of “firm” offers from credit, insurance, and mortgage companies. These offers are the result of the major consumer credit reporting companies selling your name and contact information whenever you apply for credit.

This site offers both 5-year and lifetime removal from these mailing lists; however, in order to be removed for life, you have to mail in your request as opposed to doing it online. The credit companies are betting that you’re too lazy to take the extra step to opt-out for life, but you can prove them wrong.

Register for the Direct Marketing Association’s (DMA) Mail Preference Service
To register for the DMA’s do-not-mail service, visit www.dmachoice.org. This site also has links if you need to stop mail for a deceased individual or manage mail for a dependent in your care.

Instruct Companies Not to Share Your Information
Whenever you purchase anything that comes through the mail, including magazine and newspaper subscriptions, be sure to read each company’s privacy policy carefully. Often, especially for non-profit organizations, you’ll be given an option to check a box if you don’t want your data shared with anyone else. If there is no such option, write it in yourself, clearly expressing that you do not want your information shared with anyone. Follow this up with a phone call to let them know before it’s too late.

If you have any trouble removing yourself from a specific mailing list, visit the Direct Marketing Association and use their complaint form to report the company. If you receive unsolicited adult-oriented advertising (“SOA”), contact the US Postal Service and ask about removing your name from these mailing lists.

While completing these easy steps won’t keep certain unwanted mail from filling up your mailbox – your bills, for instance – the ratio of cards and letters you do want to receive versus those you don’t will change significantly in just 30-60 days.

If you have any more junk mail tips to add to this list,
please don’t hesitate to call and fill me in!

Share

Related posts

  • Recent changes in the mortgage industry and the affect on borrowers
  • The cost of FHA home ownership is going up April 18, 2011.
  • Lending is loosing up.
  • Why your Bank should NOT be your mortgage company!!
  • HomePath Loans Rock!!!!

Share This Post

Share|

RSS Feed

Subscribe to the RSS Feed
No Comments »

Leave a Reply

  • Pages

    • Home
    • Application
    • Home Affordable Refinance Program (HARP)
    • Buying a Home
      • Conventional Loans
      • Down Payment Assistance and Bond Money Loans
      • FHA Loans
      • HomePath by Fannie Mae
      • HUD Special Programs Page
      • Low Money Down Loans
      • MCC Mortgage Credit Certificate
      • No Money Down Loans
      • USDA Loans
      • VA Loans
    • First Time Home Buyers Center
    • Jumbo Loans
    • Refinancing a Home
      • Conventional Refinance
      • FHA Refinance
      • VA Refinance
      • Fannie Mae and Freddie Mac Refinance Programs
    • Green Loans for Homes
    • Manufactured Home Lending
    • Credit and Credit Scores
    • Documents you may need
    • About
    • Testimonials
    • Contact Me
  • Blog

    • Mortgage Blog
  • Archives

    • April 2012
    • March 2012
    • February 2012
    • January 2012
    • December 2011
    • November 2011
    • October 2011
    • September 2011
    • August 2011
    • July 2011
    • June 2011
    • April 2011
    • March 2011
    • February 2011
    • January 2011
    • November 2010
    • July 2010
    • June 2010
    • May 2010
  • Meta

    • Log in